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FINRA Securities Industry Essentials Exam (SIE) Sample Questions (Q161-Q166):
NEW QUESTION # 161
Offering 403(b) tax-sheltered annuity accounts to which of the following groups is permissible?
- A. Small business owners
- B. Active duty military personnel
- C. Volunteer workers
- D. Employees of a nonprofit hospital
Answer: D
NEW QUESTION # 162
Which of the following security types may contain convertible features allowing the holders to exchange the securities for other issues of the company?
- A. An exchange-traded fund (ETF)
- B. Preferred stock
- C. Common stock
- D. Commercial paper
Answer: B
Explanation:
Preferred stock may include convertible features that allow holders to exchange the preferred shares for another security of the issuing company-most commonly common stock-at a specified conversion ratio.
That is why choice B is correct. Convertible preferred combines characteristics of equity income (a stated dividend) with the potential upside participation of common stock through the conversion privilege. The conversion feature is set by the issuer and described in the security's terms at issuance.
Choice A is not the best answer because "common stock" itself is not typically described as "convertible" into other company issues; conversion features are commonly attached to preferred stock or bonds (convertible debentures), not standard common shares. Choice C, commercial paper, is a short-term unsecured corporate money market instrument; it is not typically issued with conversion features-its hallmark is short maturity and credit quality, not embedded equity options. Choice D, an ETF, is an investment company product whose shares represent an interest in a portfolio; ETFs are not typically "convertible" into other issues of the company in the way convertible preferred is.
This is a product-knowledge question aimed at understanding embedded features and how issuers structure securities. For SIE purposes, remember: convertibility is most commonly associated with preferred stock and certain corporate bonds, and it provides investors with an option-like feature that can change the security's risk
/return profile (income plus potential appreciation).
NEW QUESTION # 163
Which of the following parties Is permitted to purchase a security in an Initial public offering (IPO)?
- A. A registered representative's (RR's) brother-in-law
- B. An RR of a broker-dealer (BD) not involved in the underwriting
- C. A mutual fund portfolio manager buying for the fund's portfolio
- D. A BD not affiliated with the syndicate for the IPO
Answer: C
NEW QUESTION # 164
A weakening of the U.S. dollar versus foreign currencies will generally result in which of the following situations?
- A. U.S. exports will decrease.
- B. U.S. imports will increase.
- C. Foreign goods will be less expensive.
- D. Foreign goods will be more expensive.
Answer: D
Explanation:
If the U.S. dollar weakens relative to foreign currencies, it takes more dollars to buy the same amount of foreign currency. As a result, foreign goods become more expensive for U.S. consumers, which makes choice D correct. This is a straightforward foreign exchange relationship tested on the SIE under international economic factors and exchange rates.
To see why, imagine a product priced in euros. If the dollar weakens against the euro, each euro costs more in dollars, so that same euro-priced item costs more when converted into USD. This tends to reduce U.S.
demand for imports (not increase it), because imported goods now require more dollars to purchase. That's why choice A is generally false.
A weaker dollar often has the opposite effect on U.S. exporters: U.S. goods become cheaper to foreign buyers because foreign currencies can purchase more dollars than before. That can make U.S. products more competitive abroad, which may increase exports, not decrease them. Therefore, choice B is also generally false. Choice C is the opposite of what happens: foreign goods become more expensive, not less.
SIE questions frequently test these directional relationships rather than requiring calculations. The key rule to remember: weaker domestic currency # imports cost more, exports tend to become more competitive (all else equal). This can affect corporate earnings, inflation pressures, and market sectors differently, which is why exchange rates are included as a foundational macroeconomic concept on the SIE outline.
NEW QUESTION # 165
When is it permissible to exercise European-style options contracts?
- A. Only on the day of expiration
- B. Only on the last business day before expiration
- C. Only on the day after expiration
- D. Only on the third Friday of every month
Answer: A
Explanation:
Step by Step Explanation:
* European-Style Options: Can only be exercised on their expiration date, unlike American-style options, which can be exercised any time before expiration.
* Incorrect Options:
* A: Not accurate; the exercise must occur specifically on the expiration date.
* C: Options cannot be exercised after expiration.
* D: The expiration date depends on the option contract, not a specific weekday.
References:
* Options Clearing Corporation (OCC) Guidelines: OCC European Options.
NEW QUESTION # 166
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